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Electrical Home Inspections for Insurance

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Professional Electrical Home Inspections for Insurance

Thunderbird Electrical Ltd. provides various electrical services, including electrical inspections. Our professional electrical home inspections help secure your insurance coverage.

Our licensed electricians ensure your electrical system meets all necessary safety standards and insurance requirements.

Don’t risk delays or denials in your home insurance coverage. Our thorough inspections can benefit you in many ways, including- 

  • help identify potential electrical hazards, 
  • ensure compliance with local safety codes, 
  • and provide you with a detailed report to satisfy insurance company needs.

Call us for reliable electrical home inspection services in White Rock, BC. 

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Why Do You Need an Electrical Home Inspection for Insurance?

Many homeowners don’t realize their insurance company might require a professional electrical inspection before approving or renewing their policy. This is especially true for the following- 

  • Older homes, 
  • Homes with outdated electrical systems, 
  • Or properties that have undergone renovations without proper permits.

Here’s why an electrical inspection is crucial for your insurance:

Insurance Compliance
Insurance companies need proof that your home’s electrical system is safe and up to code. Without it, they may deny coverage or increase premiums.
Home Safety
Electrical issues such as outdated wiring, overloaded panels, or faulty breakers can lead to fires or other hazards. An inspection helps identify these problems before they cause damage.
Peace of Mind
By catching potential problems early, you meet insurance requirements. You also improve the overall safety of your home for you and your family.

What’s Included in Our Home Electrical Inspections?

We leave no stone unturned when inspecting your home’s electrical system. Our licensed electricians follow a comprehensive checklist. It ensures your home’s safety and compliance with insurance standards.
Our Inspection Covers:
Electrical Panels

We check your main electrical panel and any subpanels for proper operation. This includes testing breakers, fuses, and overall functionality. 

Wiring and Connections

We check everything, from the wiring in your walls to the connections at outlets and light switches. We ensure that no frayed, outdated, or hazardous wires could lead to electrical failures or fires.

Grounding Systems

Proper grounding is crucial for preventing electrical shocks and surges. We’ll verify that your home’s grounding system is installed and functioning correctly.

Outlets and Switches

Loose or improperly installed outlets can create fire hazards. We check each outlet and switch for secure wiring and functionality.

Smoke and Carbon Monoxide Detectors

Insurance companies often require that homes be equipped with working smoke and CO detectors. We’ll test and verify that these critical safety devices are installed and working correctly.

GFCI and AFCI Protection

Ground fault circuit interrupters (GFCIs) and arc fault circuit interrupters (AFCIs) are essential. These prevent electrical hazards in kitchens, bathrooms, and other high-risk areas. We check for proper installation and function of these devices.

Overloaded Circuits

We assess your electrical circuits to ensure they’re not overloaded. This can cause breakers to trip or create fire risks.

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Electrical Inspection

Electrical Inspection Checklist

  • Inspect electrical panels and subpanels for proper operation.
  • Check wiring for fraying, wear, or outdated systems.
  • Test grounding systems to prevent electrical surges or shocks.
  • Examine all outlets and switches for secure wiring and operation.
  • Ensure the installation of GFCI/AFCI outlets in high-risk areas.
  • Inspect smoke and carbon monoxide detectors for functionality.
  • Check breaker performance for signs of overload or failure.
  • Identify any potential electrical code violations.

By completing this thorough inspection, we ensure that your home is up to code and ready for insurance approval. Our detailed report can be submitted directly to your insurance provider. It will demonstrate that your electrical system is safe and compliant.

Benefits of a Certified Electrical Inspection

Choosing us comes with a range of benefits. Our services ensure the safety of your home and the security of your insurance coverage.

Why Choose a Certified Electrician?
Expert Knowledge

Our certified electricians have years of experience performing inspections. They are well-versed in electrical codes and safety standards.

Insurance-Approved

We work closely with local insurance companies and understand what they want in an inspection report.

Comprehensive Reports

After the inspection, we provide a detailed, easy-to-understand report highlighting any issues. 

Quick Turnaround

We know how crucial timely service is, especially regarding securing insurance. That’s why we offer prompt scheduling and fast delivery of inspection reports.

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Contact Us Today to Get Started

Call us today to schedule your inspection, or book online now to get started.
Call Us Today!
(604) 369-8558

Common Electrical Issues Found During Inspections

Over the years, we’ve conducted countless inspections. We found that specific electrical issues are more common than others, especially in older homes. These problems not only threaten your insurance approval but also pose safety risks.

Here are some of the most common electrical issues we uncover:

Outdated Wiring

Older homes often have outdated wiring systems like knob-and-tube or aluminum wiring. These problems pose significant fire hazards.

Overloaded Electrical Panels

Homes that have undergone renovations or added new appliances without upgrading the electrical panel may be at risk of overloading. This can lead to electrical failures or fires.

Faulty Breakers

Breakers that don’t trip when they’re supposed to can cause circuits to overheat. This leads to fires or damaged appliances.

Improper Grounding

If your home isn’t grounded properly, you risk electrical shocks or damage to electronic devices during power surges.

Loose or Improperly Installed Outlets

Loose wiring behind outlets can create sparks and increase the risk of a house fire.

What Happens After the Inspection?

After completing the inspection, we will provide you with a detailed inspection report. This report outlines the condition of your electrical system. It highlights any issues and the steps required to fix them. This can be used as proof of compliance with insurance requirements.

If we find any problems that need to be addressed, don’t worry. We offer full-service electrical repairs to bring your home up to code quickly and efficiently. We’ll work with you to ensure any issues are fixed before submitting the final report to your insurance company.

How to Schedule a Home Electrical Inspection?

At Thunderbird Electrical Ltd., we make the inspection process easy and stress-free. Scheduling your electrical home inspection is simple:

Call Us:

Speak directly with one of our team members to book your inspection.

Online Booking

Use our convenient online booking form to schedule your inspection at a time that works best for you.

Flexible Scheduling

We offer flexible appointment times to accommodate your schedule. 

Once your inspection is complete, we’ll provide your report promptly. 

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